Financing & incentives

How buying here actually works.

Buying a brand-new, move-in-ready home is a different transaction from a resale. Here is the whole path, the current preferred-lender programs, and a payment estimator you can drag around before you ever talk to anyone.

01 · Day one

Tour and pick your homeWalk both models, then the actual home you're considering. We hold it 48 hours while you decide.

02 · Week one

ReserveRefundable reservation deposit. Pricing and the incentive sheet in writing. Preferred-lender intro.

03 · Week two

ContractPurchase agreement, earnest money, lender pre-approval. Rate lock options begin.

04 · Personalize

Finishing touchesHomes are complete in one of six color packages. Add sky-deck furnishings, closets or appliance upgrades through the design team.

05 · Close

Walk-through and keysOrientation walk, closing, keys, often within 30 days. Warranty and the sales team stay with you after.

Estimator · principal & interest onlyFor illustration · not a loan offer

Purchase price$1,250,000

Down payment20% · $250,000

Interest rate6.500%

Estimated monthly P&I

$6,321

Loan amount	$1,000,000
With a 1-pt buydown (rate − 1%)	$5,678 / mo
Est. taxes, insurance, HOA	Ask the team

Principal and interest only. Taxes, insurance, HOA and mortgage insurance not included. Rates change daily; a preferred lender will quote you in writing.

Get a real quote from a preferred lender

Want the current numbers on a specific lot?

Tell us the lot and plan; we'll send pricing, the current incentive sheet and a preferred-lender intro the same day. Every home is finished and ready to close.

Current programs

Incentives, stated plainly.

Programs change by release and by lot. What's below is the shape of what's typically available on a new-construction purchase here; the sales team will put the current numbers in writing before you sign anything.

Preferred-lender rate buydownTemporary or permanent buydowns funded through the preferred lender, subject to lot and release.

Closing-cost creditApplied at close when financing with a preferred lender. Amount stated on your contract.

Design-center allowanceBecause upgrades come standard, any allowance goes further: sky-deck furnishings, appliance upgrades, closets.

Quick closeEvery home is finished. Close in as little as 30 days with a preferred lender and move in.

Home-to-sellY|O lists and sells your current home; timelines coordinated to the Bower closing.